If the joy that you have in life would be dependant on the income that you have, then it would always be true that the richer you are, the more joyful you are and the poorer you are the more miserable you are. But we all know that that is not true. Otherwise the rich would never cry and the saying that “money does not buy happiness, would not be in circulation”. So what is the secret to spending less money than we do and have more joy in life?
It is during the holidays that most of us go on a spending spree. However, when we spend a lot, we sometimes forget the fact that within a few days or week, we shall be reeling from being broke. These five tips will help you avoid holiday overspending.